The Florida State Seminoles are undefeated, but they come into Charlotte with a backup quarterback running their offense.
The Louisville Cardinals lost any buzz about their season when they fell to the Kentucky Wildcats in their regular-season finale.
Florida State is the only team with significant stakes on the line on Saturday night, as it needs a win to get into the College Football Playoff.
Louisville should embrace the role of spoiler, and if it pulls off the upset, it might be able to sneak into a New Years' Six bowl, but the potential of that was dashed a lot by the loss to Kentucky.